Day 100: Will a Doctor's Handwriting be Legible in an Equal Money System?

 "Two people in the United States just died in the last hour. Seventeen more will die in the next 7 to 8 hours. Over a year, that number will accumulate to about 7,000.

The reason? Medical errors that include misread or otherwise misinterpreted handwritten prescriptions. Believe it. This means that doctors are being sloppy, pharmacies are making mistakes and people are getting dead."

Source: http://www.kevinmd.com/blog/2010/12/medical-errors-involve-handwritten-prescriptions.html

So - what's the deal with doctors not writing properly?

The story I was told when I asked my mom about it, is that doctors study for a very long time. And during their studies at university, they have to take note of almost everything the professor is saying - and they have to do that for years on end. And because of having to write really fast during their studies, their handwriting 'suffers' under it - in that it becomes less and less possible for someone else to understand what the medical student is writing.

Now - that's a nice story, and sure - we all know doctors study for several years, and yes, they probably have to write a lot. But, once a practitioner, you're not studying anymore and you can't use that excuse anymore. Seriously - it only takes a few days to re-program your handwriting by practicing a new one. I used to do it all the time in high school, whenever I wanted to try out a 'new personality', I would change my handwriting and after a few days of practice, there it was!

So - I'm sure if I as a teenager could do it, that doctors could too. So, why aren't they?

From where I'm standing, it seems doctors use their handwriting as a status-symbol - a way to lift themselves above others in society - because 'look at how much I have studied!', 'look at how much knowledge I have!'.

The fact is, however, that writing out a prescription is part of someone being a doctor, and no matter how much knowledge you have - if you can't write your prescriptions in a way that it is legible, not only to the pharmacist, but to the patient as well - then you're a crappy doctor.

In refusing to change their handwriting, doctors are actually stating that their egos are more important than the health of their patients - and these are the people we entrust our health and our lives with?

In an Equal Money System, things would be different. Obviously, because there will be no money and thus no 'status' attached to being a doctor. If you want to become a doctor, you become a doctor and you'll probably be a damn great doctor, because you're actually interested in helping people.

And if you're a doctor out of actual concern for your patients, then, obviously, you'll make sure you are the best doctor you can be, and make sure that you excell in your job and in all areas of it - and that includes writing out prescriptions.

Doctors in an Equal Money System will understand their responsibility within what it means to be a caretaker and to be entrusted with another's health and another's life - because their job is not a means to an end (money), but it is an end in itself. Avoidable mistakes that can lead to graver injury and even death due to illegible handwriting will therefore no longer occur - because doctors won't be caught up by their egos trying to get attention and recognition, but will have both feet on the ground.

Related articles

• Day 145: Labor and Slavery
• The Science of Thought - Introduction: DAY 149
• Day 111: INNER STRUCTURE of an Equal Money System - Part 1
• Day 92: I Have to take care of MY People
• Day 144: The Bible, the Ant and an Equal Money System

Day 99: Money Votes

I forgive myself that I haven’t accepted and allowed myself to see and realise – that the way the IMF and World Bank operate in terms of their voting policies – is in fact how voting all over the world operates – where an individual is not respected within their individual right – but where this respect/power to vote is based on money – where those who have money are able to vote and the more money they have the more their vote counts in comparison to others

I forgive myself that I haven’t accepted and allowed myself to see and realise that we do not have an actual democracy anywhere in the world – but only work with ‘virtual democracies’ which only exist in the minds of men – where we believe and perceive ourselves to live in a ‘just’ and ‘fair’ society because ‘our political system is based on democracy – power of the people!!’ – without ever for a moment stopping and questioning/checking out whether this virtual democracy which we’ve constructed in our minds actually matches physical reality and the real political process in the world

I forgive myself that I haven’t accepted and allowed myself to actually investigate/study the true economic and political process within the world – where if one does it becomes obvious that the elite as a minority plays a major role in influence economic and political policies – where these are manipulated/lobbied to suit their own personal interest rather than the interest / benefit of the public as a whole

I forgive myself that I haven’t accepted and allowed myself to look beyond the idea I have created in my mind about ‘democracy’ where I was taught as a child that we are great and that our sense of civilisation is so amazing because we implemented ‘democracy’ which implies ‘power to the people’ / ‘rule by the people’ – while this ‘educational lesson’ was nothing but propaganda to feel good about ourselves as a human race while in reality we are the most fucked up beings in the world which the Daily News and current state of Affairs in the world CLEARLY indicate

I forgive myself that I have accepted and allowed myself to have been chuffed with the idea that ‘we live in a democracy’ and that this is ‘so cool’ because everyone counts, every person’s vote matters – but where when we are grown up and living life in the system we do not care to bother ourselves with politics because we are too busy/occupied in our minds playing out our consumerism lifestyles and do not care to be part of decision making processes, thinking it’s someone else’s job – I just want to have fun and live my life – and so I forgive myself that I have accepted and allowed myself to abdicate my self-responsibility within not being bothered with politics because I do not care about how the world/people are managed as long as I am taken care off


I commit myself to the establishment of an ACTUAL DEMOCRACY as One Man One Vote as the Equal Money System where we for the first time in the whole of human history will have an operational democracy

I commit myself to educate those willing to hear on the importance of politics and economics – and to show each one’s individual and collective responsibility – where One Man One Vote is not just a right one consider exerting, but a point of responsibility each one must consider within being Here on Earth and thus having to be part of the decision making of how things function / get managed in the world

I commit myself to show that all democracies until now have only ever existed as democracies within the minds of people – but have never been real, actual democracies – since the only power / voting power which ever existed has always been intrinsically linked to money

I commit myself to show provide everyone with Equal Voting Power through supporting an Equal Money System which will re-distribute money and so power so we can have an actual democracy for the first time

I commit myself to show that how the IMF and World Bank operate in terms of voting – where voting is based on one’s share of money as being a ‘shareholder’ / ‘investor’ – is exactly how other smaller voting processes take place expect that it is not stated as blatantly

I commit myself to a world where All people have Equal Value as Life and to put an end to our current world system where Value as the Right to Life is being hogged by a few and used as leverage against the majority in the quest for Power

Related articles

• Day 120: True Activist Politics
• Day 88: Capitalism vs Socialism?
• Day 98: The Unholy Trinity
• Day 128: Economic Slavery and True Activism
• Day 137: FREE Choice and True Activism
• Day 145: Labor and Slavery
• Day 132: Politics and True Activism

Day 98: The Unholy Trinity

The World Banks, the International Monetary Fund (IMF) and the World Trading Organization (WTO) – together they form the ‘Unholy Trinity’.
Together these three organizations form a vast and extensive set-up that enforces a neo-liberal economic ideology through conditional lending and foreign aid

The World Trade Organisation

At the end of World War II, it was proposed that a global economic organisation ought to be established. This organisation – the International Trade Organisation (ITO) – would have the task of establishing rules relating to world trade, business practices and international investment.
Through opposition of the United States though, the ITO never came into being.

Later on, some twenty-three countries entered negotiations in relation to tariff reductions. These negotiations led to tariff reductions affecting roughly one-fifth of world trade. Among the tariff reduction negotiations, other agreements were reached on rules of trade. These agreements become known as the ‘General Agreement on Tariffs and Trade’, also known as ‘GATT’.
Through the establishment of the GATT, trade barriers were gradually brought down and world trade started growing. Throughout the years, non-tariff trade related barriers started demanding more and more attention as the tariff subject was becoming of lesser importance. It was decided that a new organization should be set up to replace the GATT. This organization is now known as the World Trade Organization (WTO).
The WTO carried over its key principles from GATT: non-discrimination and national treatment.
These two principles are integrated in the overall mission of the WTO, which encompasses the promotion of fair competition, insurance of market access, encouragement of economic development and economic reform.

The World Bank & the International Monetary Fund

Besides the WTO, two other global organisations were set up after the events of World War II: the World Bank and the International Monetary Fund.
To avoid re-experiencing a complete collapse of economic relations which had followed the First World War, discussions were held between countries regarding the shape of post-war international economic order.
The end result of their regular discussions was the formation of a framework of what would become the International Monetary Fund (IMF) and the International Bank for Reconstruction and Development (World Bank).


The function of the IMF is to provide its members loans under different programmes (short, medium and long-term). Each member country is charged with a particular quota for their membership which is in proportion with their economic power. The same way, will the voting power of a country within the IMF and World Bank depend on their economic wealth. As a result, the United States holds for instance 20% of all votes – while 43 African countries together hold less than 5%.


The IMF’s most prominent role is to intervene, on request, whenever a country is experiencing a crisis in its international payments. The price countries pay for a loan is an agreement by the borrowing country to make fundamental changes to its economy (which generally means making amendments to the government and its relation to the free market) – to prevent the reoccurrence of the same problem. These requirements are known as “IMF conditionality” or “structural adjustment policies”.


Originally the World Bank was known as the International Bank for Reconstruction and Development (IBRD). The name clearly indicates that the main purpose for creating the organisation was to assist with the reconstruction of countries that had been badly affected by World War II. As time went by the countries affected became more stable, it was suggested that undeveloped countries could benefit from capital investment to speed up the development process. In the meantime the IBRD has become one of five subgroups within the World Bank. Each group has a different focus – though all groups are related towards the development of poor countries, and only developing countries are allowed to borrow from the World Bank (unlike the IMF).

Related articles

• Day 91: International Trade Policy
• Day 90: The Foreign Sector
• Day 92: I Have to take care of MY People
• Day 78: Monetary Policy - Part 1
• Day 98: Humanity is ONE BODY, ONE LIFE

Day 97: An Economic Life Support System

I commit myself to expose how we, through accepting and allowing ourselves to merely see ourselves as limited beings who are incapable of any form of change, believing that we cannot stop our selfish, and thus, self-destructive nature, even if it is actually leading us to destruction.

I commit myself to educate people in seeing and realising that an individual in itself cannot exist and cannot sustain himself - as the physical reality is an interconnected system of life-support - and as such, without a group, without an inhabitable planet, we as individuals cannot exist.

I commit myself to stop the raping of planet Earth in all its forms - where the Earth is seen as what it is, a humongous life support system - and if we do not support the Earth in return, we will end life on Earth, if not Earth itself.

I commit myself to educate people in seeing and realising that it is not necessary for each human being to work for their entire lives, because we have the technology to minimize labour for each human to only require to work a limited amount of years, such as 4 years.

I commit myself to change the current economic system from a system of complete and utter disregard towards Earth, to a system that operates according to the principle of Life Support in every way.

I commit myself to let go of any preconceived ideas of what is possible and what is not possible and realise that if we take a big project and we approach it one step at a time, breath by breath, then it becomes do-able.

I commit myself to the uprooting of any beliefs that limit humanity through accepting statements such as 'that's life' where we completely surrender to the belief that the way things are, are the way things should be and the only way they can be - instead of just standing up and saying 'no more!' - to together as one, step by step, breath by breath - manifest a new world, one of which we're proud and one of which we can truly say: this is life!

Day 96: Individual Above Group?

I forgive myself for not accepting and allowing myself to realise how we are depleting the Earth's resources at a rate that is way too fast for Earth to keep up with, without there being any real reason to it, as we can,as humanity, decide to restructure our societies and economies, so that only what is required is produced and so that all resources are used in the most effective way.

I forgive myself for accepting and allowing myself to believe that capitalism is the only economic system that ensures efficient use of resources, when it is obvious that it is capitalism and the incentive for more, more, more profit that is causing us to use up way more resources than necessary, where everything is made to break, and things are used for only a few years and then tossed back to the Earth in a manner that will take ages to be reprocessed and re-assimilated into/by the natural environment.

I forgive myself for not accepting and allowing myself to realise how the Earth keeps on supporting us unconditionally, and all we're doing is work against her.

I forgive myself for not accepting and allowing myself to realise that an economic system that is apparently superior to anything else, where one of the consequences of this system is that the Earth is on a steady road to destruction, is obviously nothing but a failure and requires immediate correction.

I forgive myself for not accepting and allowing myself to realise that if I continue to act in a way that only considers what I think is best for me and disregard what is best for the whole and each human being on Earth keeps doing the same - then we will destroy the whole, and take ourselves down with it, because we are part of the whole, and - like it or not - we cannot exist without it.

I forgive myself for not accepting and allowing myself to realise the extent of the delusion of the mind if it thinks that the individual is more important than the group - because if you look at the physical reality - you as an individual is absolutely useless, and you simply cannot survive without an environment of animals and plants that support your physical existence - because if the individual were more important than the group, then you wold not require plants and animals to feed off, you would not require trees to purify the air for you, you would not require the soil to purify the water for you, you would not require physical support to heal your body, and so on and so forth - but you obviously do - which means that the group really is really as important as the individual, because without a group, there is no individual.

I forgive myself for accepting and allowing myself to believe that when a simplistic solution is presented to a big problem, that it must mean that the solution cannot work - instead of realising, that we simply have been completely ignorant to the stupidity of our ways, in that, all along, we could've changed our world by making simple adjustments - but we didn't.

I forgive myself for not accepting and allowing myself to realise that all job-related problems are really unnecessary, as with each person working for a time of 4 years, the labour supply would be sufficient at all times.

I forgive myself for not accepting and allowing myself to realise that the statement "that's life" that is spoken in relation to all the heartaches and pressures that come with finding a job, keeping a job and making sure to have enough savings or retirement funds - is completely invalid - and simply indicates the extent of our acceptance of the current situation, where we equate conditions of absolute and continued abuse, to life.

I forgive myself for accepting and allowing myself to give up before having started in thinking that there is no way we can restructure and reorganise our societies and economies in a way that allows us to work together with the Earth and each other, where in the end, everyone is better off - because it seems like such a 'daunting' and unimaginable task - when really, if we take it step by step, breath by breath - it can practically be done.

Related articles

• Day 87: Competition and Efficiency
• The Science of Thought - Part 1: DAY 150
• Day 93: Grey Populations and Hopes for Peace in Old Age going Dark
• Day 149: ACCUMULATION SECRETS of WEALTH
• Day 103: Expectation Character Self Forgiveness Statements

Day 95: When Less is More

Two of the major problems we are facing today as consequences of our current capitalistic system are:
- The depletion of Earth's resources at a rate that is faster than what the Earth can replenish
- Job-related issues - such as unemployment, stress and depression due to pressure at work, insufficient retirement funds, etc.

The Equal Money System proposal suggests to correct both points in a very simplistic manner.

Firstly - all goods that are produced, should be long-lasting goods that last a lifetime or as long as possible, as well as being of the best possible quality.

Secondly - Labour should be voluntary, except for a 4 year internship each youngster must complete as part of their education. All goods and services you require to live a dignified life are given as it is your right to have access to these goods and services.

Let's take a practical example to show how these two simple points will solve many of the problems we are facing today and that future generations may face.

In our current system, goods are produced that last for a very short period of time, not because we can't make proper stuff - no, they are deliberately designed to break in a specified time-frame, so that when the stuff breaks, you have to replace it, by buying new ones.

Take a mattress. Affordable mattresses retain their support and shape for about 1 year these days. Because affordable mattresses are usually still quite a big expenditure for an average household, we'll 'put up' with the degrading mattress for another 4 years, until it is so bad that you wake up in pain every day. So, say that after 5 years, each household replaces their mattresses. Have a look at what is involved:
- The resources used that make up the mattresses
- The energy used to power the manufacturing process of mattresses
- The resources used in transporting the mattresses
- The labour involved with producing the mattresses
- The labour involved with transporting the mattresses
- The labour involved with selling the mattresses
- The cost to labourers' well-being as stress due to the need to continuously outperform the competition.
- The cost to each one's health by sleeping on a bad mattress

Now - consider that each mattress is made according to the highest standards in terms of support for the body and the use of long-lasting materials and designs. These high quality mattresses will last each person a life-time. We have the ability to do this, at the moment it is just not being done, because there is no money in it. How does this change the situation?
- The resources that make up the mattresses are cut down to a fraction of the previous amount. Because we only make one mattress for every person and that's it.
- The energy used in transporting the mattresses is cut down to a fraction of the previous amount, because mattresses won't be transported very often.
- The amount of labour required to produce and transport the mattresses will be reduced to a fraction of before.
- The labour involved with selling the mattress will be eliminated, because each person simply requires the best mattress, and so that is what they will receive. There is no need to manipulate people into believing that your mattress is the best buy, because this is a given.
- Labourers' will actually be well - because there is no threat of losing your job if your boss thinks it's your fault the competition is doing a better job. There will simply not be competition, and each one will have the satisfaction of participating in the creation and distribution of high-quality goods that make a real difference in people's lives.
- The health costs are eliminated, because the mattress will continue to provide the body with excellent support, allowing each one to have a good night's sleep, every night of their lives.

This is now only one example, as a mattress. Now, consider that every single good that is produced is made according to the same principles! The reduction in pressure on the environment will be HUMONGOUS - and any job-related problems will be eliminated. There is simply no need to rape the Earth to make money and there is no need to make everyone work their entire life in order to be able to survive. Come on! We can do better than this fuck up. We have everything we need - all we need to do is put it into practice. Out of pure greed, selfishenss and stubbornness, we are driving the world to its destruction and most people are already extensively damaged, either physically or mentally, by the pressures of the economic system. And guess what, no-one has the time to take care of themselves, because most of our time is absorbed by having to work. Takign a holiday for two weeks a year while you're under constant pressure for the rest of the time is not taking care of yourself - it's manipulating yourself into believing you are.

And really - you're not doing anyone a favour by accepting this situation - you're not doing anything that is in the best interest of the whole - you're not contributing an important part to the well-being of society - you're not actually doing anything that helps anyone.

We can turn this world around, and you know it. You owe it to yourself and the next generation, and you know it. You're just making up excuses and justifications to not have to stand up, and you know it. You're wasting your life away, and you know it. You have nothing to show for yourself, and you know it.

But also know this: it's not too late... yet.

Investigate the Equal Money System proposal - follow this blog to educate yourself - become involved and spread the word.

Day 94: How is Money Created?

Also read Day 71: The Money Supply for additional Context

When someone takes out a loan from the bank, we believe (and most of the time have been taught) that this money is money that has been entrusted to them by depositors. This is not what happens in reality. The money that is received as a loan is actually created by the bank. This money does not come from what people have deposited and it also does not come from the banks own revenue. It is created from the borrower’s promise to repay.

When you sign a loan agreement, you agree to pay back the bank the amount borrowed, plus interest. You also agree that in the event that you are unable to pay back your loan, the bank has the right to confiscate your car, your house or whatever asset that was pledged as surety. The only thing of real value that is involved in a loan transaction, are the assets one has pledged to the bank in the event one fails to pay back the loan. (This loan agreement now carries value. The promise that sometime in the future you will pay off your loan means that at some point in the future, the bank will have this money. And even though the bank does not have the money now, it will use this loan agreement as if it is worth the amount of money owed – and use/spend it as such.)

Once the loan agreement has been signed, the bank is allowed to summon into reality the amount of the loan and just insert it into the borrower’s account.

The concept of lending out more money than you actually have stored is called “fractional reserve banking”.
This concept emerged during the 17th and 18th centuries in Europe. Halfway through the 17th century, as a consequence of the civil war, goldsmiths were making less money with their traditional way of doing business as forging objects out of gold and silver. As a way to survive, they started accepting other people their precious metals and keep it safe for them in their vaults at a particular fee. The goldsmith would then issue a receipt for the deposit made to the depositor. These receipts started circulating as a form of money, functioning as a representation of the actual physical precious metals that were stored in the vaults. As time went on, the goldsmiths realised that not all of the depositors would use their receipts to claim their gold and silver at the same time. The goldsmiths would thus be able to lend out more money as receipts than what he actually had in stock, and nobody would notice. Fractional reserve banking was born.

Fractional reserve banking is where only a fraction of bank deposits are backed by actual cash that is present and available for withdrawal. This system started with the goldsmiths and is currently still being applied in most countries all over the globe.

When the people realised what the goldsmiths were up to, it was already too late. Their money making mechanism had become a vital and essential part to the expansion of European commerce. So instead of banning fractional reserve banking, the government decided to regulate it instead.

Over the years, the fraction of gold backing the debt money has gradually declined to zero. Presently, paper or digital money can only be redeemed for another piece of paper or digital money.

In the past, the amount of money that was in circulation was limited and in accordance to whatever physical commodity was used and valued as money (e.g. gold, silver). For there to be more money, there had to be more of the particular commodity (e.g. more gold and silver).

Nowadays, money is created as debt. Using the fractional reserve banking method, new money is created through issuing loans. The only limit to the money supply is the total level of debt.

The most common ratio by which money is created is 9 to 1. Where for each actual dollar the bank has, it can bring 9 more “fictional” dollars into being. If this ‘new money’ then circulates between individuals and banks, even more ‘new’ money can be created from the previously ‘new money’.

This practically implies that money can only come into being through debt, and that essentially money is debt.
This has the even more disturbing implication that without debt, there will be no money.

Let use some simply mathematics to illustrate this point.
We start with zero ( 0 ) amount of money.

Now we want to take out a loan of let’s say, 500 dollars.

By taking out a loan of (+) 500 dollars, we are creating debt for the amount of (-) 500 dollars.

If we now pay off our loan, the money count will simply go back to zero, as the equation has been balanced out again. And the money is gone. We are thus completely dependent on debt for the existence and circulation of money! If everyone in the world would pay off their debts -- which sounds like a ‘good thing’ and considered by most to be a form of ‘improvement’ -- then there will be no more money!

“This is a staggering thought. We are completely dependent on the Commercial Banks. Someone has to borrow every dollar we have in circulation, cash or credit. If the Banks create ample synthetic money, we are prosperous; if not, we starve. We are, absolutely, without a permanent money system. When one gets a complete grasp of the picture, the tragic absurdity of our hopeless position is almost incredible, but there it is.”

 -       -   Robert H. Hemphill, Credit Manager of Federal Reserve Bank, Atlanta, Georgia

But now, as you may have noticed, we have not yet addressed the point of paying back interest.

Banks will borrow you the principle amount of your loan, but where does the money come from to pay off the additional interest? The only way borrowers can pay the additional interest is by using money from the overall money supply in circulation. But now as we’ve just seen, most of this money has been created through debt which also has to be paid back with more than that which was created/borrowed.

We are faced with a situation where many (if not everyone) has to pay back both the original amount borrowed - plus interest - using money from the overall money supply. But this overall money supply consists of only the sum of all the principle amounts borrowed. It is thus impossible for everyone to pay back the original / principle amount and pay back the additional interest (unless the interest that is being paid to the banks gets spend immediately so others can use it to pay off their interest as well). Unless a vast amount of extra money is created to pay off the interest, a high level of foreclosure will be prominent in society. For a society to function at an effective level, foreclosure rates require to stay low. To be able to achieve this, more and more money needs to be created (= more and more debt), just to be able to meet the plea for money to be able to pay off the previous debt. We are literally taking out loans just to pay off our previous loans. This results in to a never-ending cycle of going into more debt to be able to pay off previous debts. The only thing that keeps the system going is the time lag between money being created and the loans being paid off over time. If this time lag was not in place, the whole system would collapse instantaneously.

It is an unsustainable system that eats itself up from the inside out.

 

Related articles

• Day 71: The Money Supply - Part 1
• Day 72: The Money Supply - Part 2
• Day 78: Monetary Policy - Part 1
• Day 79: Monetary Policy - Part 2
• Day 73: The Money Supply - Part 3
• Day 75: The Demand for Money - Part 1
• Day 84: Fiscal Policy and the Budget
• Day 68: The Functions of Money - Part 2
• Day 80: Monetary Policy - Part 3
• Day 70: Feedback on Inflation and Purpose of This Blog